Privacy Policy of Cal-Tenn Financial
CONSUMER PRIVACY STATEMENT
Cal-Tenn
Financial is serious about keeping your personal information private and
secure. This notice of our privacy policy explains how we use and protect your
information. This form constitutes a legal notification and once accepted by
you, authorizes this dealership to use this information to assist you in
acquiring the products and services you seek. PLEASE READ THIS AUTHORIZATION
AND PRIVACY STATEMENT CAREFULLY BEFORE YOU ACCEPT.
WHERE WE GET INFORMATION ABOUT YOU
The
information we get about you comes from different sources and may include:
- Information
you give to us on applications or other forms, which may include your
name, address, drivers license number, employment history, income,
telephone numbers, e-mail addresses and Social Security number.
- Representations
you make to us, such as your employment history, account balances, payment
histories and your relationships with other persons or entities you have
listed as references.
- Information
from your transactions with us, our affiliated companies or our business
partners who may provide you other related services.
- Information
we receive from consumer credit reporting agencies to confirm, verify or
add to facts you provide us on applications or other forms. Data collected
by such a reporting agency may be kept by them and later shared with
others who are entitled to use these reports. That personal information
gathered by consumer credit reporting agencies will be provided to others
only as allowed by federal and state Fair Credit reporting laws.
- Information
we receive from your insurance agent or broker to confirm the presence of
applicable insurance coverages required under an installment payment
agreement.
OUR DEALERSHIP DOES NOT SELL OR RENT INFORMATION
ABOUT YOU TO OTHERS.
In
order to conduct our business and offer you the products and/or services that
you may want, we may share your information within our company or affiliated
companies (companies related by common or related ownership). The law allows us
to share your financial information solely for the purpose of providing you the
products and services you seek from this dealership. The law allows us to share
your financial information with our affiliates or third parties outside of our
dealership in order to service, market or underwrite our products and services
to you. We may also share your information with financial institutions we have
entered into a written contract with in order to provide you with financial
products. We do not disclose your information to anyone else unless allowed or
required by law. You cannot prevent these disclosures. You can limit our
sharing of your personal information with affiliated and non-affiliated third
parties to market their products to you. By agreeing to this form, you are
authorizing Cal-Tenn Financial to share your nonpublic personal information
with affiliated and/or non affiliated third parties that may have products or
services that may be of value to you. You may refuse to allow us to share
information with affiliated and non-affiliated and non-affiliated organization
in order to market products and services other than ours; however, in doing so,
you may not receive offer for other products and services that may be of value
to you. If it is your intent to issue such a refusal (also known as an opt-out).
HOW WE PROTECT ANY NON-PUBLIC PERSONAL
INFORMATION WE COLLECT ABOUT YOU.
We maintain
physical, administrative, procedural, and technical safeguards to protect this
personal information from unauthorized access.
Access to
your personal information is limited only to those who have a business need to
do so. We also expect our vendors, affiliated companies, third parties,
insurance agents, and others to maintain a high regard for privacy and to
safeguard all customer information.
In the event
the security of your information is breached, we will notify you once the
breach is brought to our attention.
We follow
the laws of the state within which this dealership is domiciled when that law
provided you more protection than federal law.
Authorization
to share information with both affiliated and non-affiliated organizations:
I
acknowledge that I have reviewed and accepted the terms and conditions set
forth in this privacy statement.